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Tenure & lease
Who pays for a new roof in a block?
Leaseholders via service charge/Section 20, split per the lease.
Informational only — not legal or financial advice. For the specifics on a property, get OfferCheck.
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Related questions
Should I buy a flat with a short lease?
Below 80 years triggers marriage value (costlier to extend); below ~70 restricts lenders; below 60 is a serious problem.
Full answerCan I get a mortgage on a lease under 80 years?
Often harder; many lenders restrict below ~70 years and decline below 60.
Full answerHow much does it cost to extend a lease?
A few £000s with 90+ years left; £10,000s once under 80 (marriage value), plus fees.
Full answerHasn't leasehold been abolished?
Not yet for existing flats — marriage-value abolition and 990-year terms are not in force as at May 2026.
Full answerCan I extend right after buying?
Yes — the 2-year ownership wait was removed on 31 Jan 2025.
Full answerWhat is marriage value?
The value uplift from extending, currently shared with the freeholder when under 80 years remain.
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