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House prices in Scotland, Wales and Northern Ireland compared with England

House prices in Scotland, Wales and Northern Ireland against England: average prices, annual change, property types and cash-buyer shares for August 2026.

  • 4 min read
  • Last reviewed 5 November 2026
  • By Your Property Check team

Key answer

House prices in Scotland averaged £198,397 in August 2026, against £216,363 in Wales, £202,487 in Northern Ireland and £293,525 in England, on the UK House Price Index. Northern Ireland rose most over 12 months, by 9.2%. Scotland was 32% below England. Each nation records sales differently, so check the source.

Part 1 of 7

The four nations side by side

General information, not legal or financial advice. The figures below are the UK House Price Index (UK HPI) for August 2026, published by HM Land Registry with the Office for National Statistics, Registers of Scotland and Land and Property Services (LPS) Northern Ireland. They come from our data file data/region-prices.json (UK HPI full file 2026-08, retrieved 28 October 2026). The UK HPI is built from completed sales, not asking prices.

NationAverage price, Aug 2026Change over 12 monthsCompared with England
England£293,5250.4%100%
Wales£216,3633.1%73.7%
Northern Ireland£202,4879.2%69.0%
Scotland£198,3972.9%67.6%
United Kingdom£273,0370.9%93.0%

A worked example: Scotland's average is £95,128 below England's (£293,525 less £198,397), a gap of about 32%. Wales sits £77,162 below England and Northern Ireland £91,038 below. England's figure is pulled up by London, where the average was £554,430 in the same release, while every other English region was below £380,000.

Part 2 of 7

Why the 12-month changes differ so much

Northern Ireland's 9.2% is by far the largest change in the table, and well above England's 0.4%. Our sources do not give a cause, so we do not offer one. What we can say is that the Northern Ireland index is produced separately by LPS and then fed into the UK figure. The Department of Finance describes it as a measure of change in the price of a residential property sold in Northern Ireland, updated quarterly. Its Quarter 2 2026 (April to June) release came out on 19 August 2026 and the next is due on 18 November 2026. Treat a single strong year in a small market as something to watch, not a trend.

Part 3 of 7

Prices by property type

Averages hide the mix of homes. In August 2026 the UK HPI average for each type was:

Property typeEnglandWalesScotlandNorthern Ireland
Detached£472,671£336,551£365,984£312,624
Semi-detached£291,962£215,812£226,592£204,283
Terraced£247,371£174,317£184,396£145,980
Flat or maisonette£218,563£130,206£138,886£148,475

Two points stand out. Scottish detached homes averaged more than Welsh ones (£365,984 against £336,551), even though the all-property average is lower in Scotland. And in Northern Ireland a flat averaged £148,475, above the Scottish (£138,886) and Welsh (£130,206) flat figures, while its terraced average was the lowest of the four. The overall average depends on how many of each type are sold, which is why a like-for-like comparison needs the type breakdown.

Part 4 of 7

Cash buyers by nation

Our file also holds the share of sales made without a mortgage, for the 12 months from October 2024 to September 2025. It does not hold the figure for Northern Ireland.

NationCash share of salesSales in the period
Scotland31.6%102,276
Wales27.9%42,326
England25.7%796,493

Scotland had the highest share of the three, and England the lowest. A higher cash share does not by itself say whether prices are rising or falling.

Part 5 of 7

How each nation records and publishes sales

The UK HPI uses transaction data from HM Land Registry for England and Wales, and from Registers of Scotland for Scotland. The Northern Ireland index is produced separately by LPS. It standardises for the mix of properties sold, using a hedonic regression with mix adjustment, and average prices use a geometric mean, which gives less weight to high-value sales than an ordinary average. GOV.UK notes that Scottish data includes corporate buyers and sellers, which the England and Wales data excludes. The first estimate for a month is provisional because registrations lag, and later revisions are usually downward.

To look up what an individual property sold for, GOV.UK's Search house prices service covers England and Wales, and points Scottish searches to ScotLIS and Northern Ireland searches to Land and Property Services. Our guide to where to find sold house prices compares the sources, and our sold prices tool shows Land Registry sales for England and Wales.

Part 6 of 7

Buying or selling across a border

Taxes also differ. England charges Stamp Duty Land Tax, Scotland charges LBTT and Wales charges LTT, each with its own bands, and the same price can produce a different bill. Use our stamp duty calculator to compare. Our cost of moving house article shows worked figures for England, Scotland and Wales.

Part 7 of 7

How to use these figures

Use the nation average as context, not as the value of a home. Individual homes sit well above and below any average. For your own property, a postcode-level view from real sales is more useful, and our free house value check shows a range from Land Registry sold prices for England and Wales. The September 2026 UK HPI is due on 18 November 2026, so these figures will move.

This page is general information, not legal or financial advice.

Our take

A nation average is context, not your home's value

The four averages sit within about £18,000 of each other for Scotland, Northern Ireland and Wales, yet England is £77,000 or more higher, and the mix of detached homes and flats changes the picture again. Our view is that the common mistake is pricing a home off a national figure, which says little about one house.

Our free house value check gives a range from real HM Land Registry sold prices in your postcode, with the comparable sales and working shown. For England and Wales, our sold prices tool lists the transactions behind it.

Our opinion, drawn from the facts on this page: not advice and not a forecast. We earn from OfferCheck reports and from introducing sellers to cash buyers, so weigh it with that in mind (see our disclosure). We are not authorised or regulated by the FCA.

Questions, answered

Frequently asked questions

What is the average house price in Scotland?
£198,397 in August 2026 on the UK House Price Index, up 2.9% over 12 months. That is about 32% below the England average of £293,525. The index is built from completed sales.
What is the average house price in Wales?
£216,363 in August 2026, up 3.1% over 12 months, according to the UK House Price Index. Wales sits between Northern Ireland and England in the table of the four nations.
What is the average house price in Northern Ireland?
£202,487 in August 2026, up 9.2% over 12 months, the largest annual rise of the four nations. The Northern Ireland index is produced separately by Land and Property Services and published quarterly.
Which nation has the highest share of cash buyers?
Of the three nations we hold figures for, Scotland, at 31.6% of sales in the 12 months to September 2025. Wales was 27.9% and England 25.7%. We do not hold a figure for Northern Ireland.
Where can I find sold prices in Scotland and Northern Ireland?
GOV.UK points Scottish house price searches to ScotLIS and Northern Ireland searches to Land and Property Services. The Land Registry search on GOV.UK covers England and Wales only.

Where this comes from

Sources

Last reviewed 5 November 2026 by the Your Property Check team. This page is general information, not legal, tax or financial advice. For your own situation, speak to a conveyancing solicitor or another qualified professional.