general
House prices in Scotland, Wales and Northern Ireland compared with England
House prices in Scotland, Wales and Northern Ireland against England: average prices, annual change, property types and cash-buyer shares for August 2026.
- 4 min read
- Last reviewed 5 November 2026
- By Your Property Check team
Key answer
Part 1 of 7
The four nations side by side
General information, not legal or financial advice. The figures below are the UK House Price Index (UK HPI) for August 2026, published by HM Land Registry with the Office for National Statistics, Registers of Scotland and Land and Property Services (LPS) Northern Ireland. They come from our data file data/region-prices.json (UK HPI full file 2026-08, retrieved 28 October 2026). The UK HPI is built from completed sales, not asking prices.
| Nation | Average price, Aug 2026 | Change over 12 months | Compared with England |
|---|---|---|---|
| England | £293,525 | 0.4% | 100% |
| Wales | £216,363 | 3.1% | 73.7% |
| Northern Ireland | £202,487 | 9.2% | 69.0% |
| Scotland | £198,397 | 2.9% | 67.6% |
| United Kingdom | £273,037 | 0.9% | 93.0% |
A worked example: Scotland's average is £95,128 below England's (£293,525 less £198,397), a gap of about 32%. Wales sits £77,162 below England and Northern Ireland £91,038 below. England's figure is pulled up by London, where the average was £554,430 in the same release, while every other English region was below £380,000.
Part 2 of 7
Why the 12-month changes differ so much
Northern Ireland's 9.2% is by far the largest change in the table, and well above England's 0.4%. Our sources do not give a cause, so we do not offer one. What we can say is that the Northern Ireland index is produced separately by LPS and then fed into the UK figure. The Department of Finance describes it as a measure of change in the price of a residential property sold in Northern Ireland, updated quarterly. Its Quarter 2 2026 (April to June) release came out on 19 August 2026 and the next is due on 18 November 2026. Treat a single strong year in a small market as something to watch, not a trend.
Part 3 of 7
Prices by property type
Averages hide the mix of homes. In August 2026 the UK HPI average for each type was:
| Property type | England | Wales | Scotland | Northern Ireland |
|---|---|---|---|---|
| Detached | £472,671 | £336,551 | £365,984 | £312,624 |
| Semi-detached | £291,962 | £215,812 | £226,592 | £204,283 |
| Terraced | £247,371 | £174,317 | £184,396 | £145,980 |
| Flat or maisonette | £218,563 | £130,206 | £138,886 | £148,475 |
Two points stand out. Scottish detached homes averaged more than Welsh ones (£365,984 against £336,551), even though the all-property average is lower in Scotland. And in Northern Ireland a flat averaged £148,475, above the Scottish (£138,886) and Welsh (£130,206) flat figures, while its terraced average was the lowest of the four. The overall average depends on how many of each type are sold, which is why a like-for-like comparison needs the type breakdown.
Part 4 of 7
Cash buyers by nation
Our file also holds the share of sales made without a mortgage, for the 12 months from October 2024 to September 2025. It does not hold the figure for Northern Ireland.
| Nation | Cash share of sales | Sales in the period |
|---|---|---|
| Scotland | 31.6% | 102,276 |
| Wales | 27.9% | 42,326 |
| England | 25.7% | 796,493 |
Scotland had the highest share of the three, and England the lowest. A higher cash share does not by itself say whether prices are rising or falling.
Part 5 of 7
How each nation records and publishes sales
The UK HPI uses transaction data from HM Land Registry for England and Wales, and from Registers of Scotland for Scotland. The Northern Ireland index is produced separately by LPS. It standardises for the mix of properties sold, using a hedonic regression with mix adjustment, and average prices use a geometric mean, which gives less weight to high-value sales than an ordinary average. GOV.UK notes that Scottish data includes corporate buyers and sellers, which the England and Wales data excludes. The first estimate for a month is provisional because registrations lag, and later revisions are usually downward.
To look up what an individual property sold for, GOV.UK's Search house prices service covers England and Wales, and points Scottish searches to ScotLIS and Northern Ireland searches to Land and Property Services. Our guide to where to find sold house prices compares the sources, and our sold prices tool shows Land Registry sales for England and Wales.
Part 6 of 7
Buying or selling across a border
Taxes also differ. England charges Stamp Duty Land Tax, Scotland charges LBTT and Wales charges LTT, each with its own bands, and the same price can produce a different bill. Use our stamp duty calculator to compare. Our cost of moving house article shows worked figures for England, Scotland and Wales.
Part 7 of 7
How to use these figures
Use the nation average as context, not as the value of a home. Individual homes sit well above and below any average. For your own property, a postcode-level view from real sales is more useful, and our free house value check shows a range from Land Registry sold prices for England and Wales. The September 2026 UK HPI is due on 18 November 2026, so these figures will move.
This page is general information, not legal or financial advice.
Our take
A nation average is context, not your home's value
The four averages sit within about £18,000 of each other for Scotland, Northern Ireland and Wales, yet England is £77,000 or more higher, and the mix of detached homes and flats changes the picture again. Our view is that the common mistake is pricing a home off a national figure, which says little about one house.
Our free house value check gives a range from real HM Land Registry sold prices in your postcode, with the comparable sales and working shown. For England and Wales, our sold prices tool lists the transactions behind it.
Our opinion, drawn from the facts on this page: not advice and not a forecast. We earn from OfferCheck reports and from introducing sellers to cash buyers, so weigh it with that in mind (see our disclosure). We are not authorised or regulated by the FCA.
Questions, answered
Frequently asked questions
What is the average house price in Scotland?
What is the average house price in Wales?
What is the average house price in Northern Ireland?
Which nation has the highest share of cash buyers?
Where can I find sold prices in Scotland and Northern Ireland?
Where this comes from
Sources
- GOV.UK: UK House Price Index reports
- GOV.UK: About the UK House Price Index
- GOV.UK: Search house prices
- Department of Finance NI: Northern Ireland House Price Index
Last reviewed 5 November 2026 by the Your Property Check team. This page is general information, not legal, tax or financial advice. For your own situation, speak to a conveyancing solicitor or another qualified professional.