Honest comparison
Cash buyer vs estate agent
The honest trade-off: a cash buyer gives speed and certainty; an estate agent usually gets the highest price if you can wait.
| Cash Offer Check | estate agent | |
|---|---|---|
| Time to complete | 7–21 days | 4–6 months typical |
| % of market value | ≈ 70–85% of market value | Highest headline price — set by the market |
| Fees to you | None | 1–3% + VAT |
| Fall-through risk | None (no chain) | ≈ 1 in 3 sales fall through (Home Owners Alliance tracker) |
| Best when | Speed & certainty matter most | Top price matters most and you can wait |
Factual and neutral, from publicly available information and typical ranges — not a claim about any company’s conduct. Always confirm the latest terms directly with each provider (and check the NAPB / TPO registers). You decide what’s right for you.
- No fees
- No lock-in
- Written indicative offer
- A funded buyer
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Run a free Cash Offer Check — a funded partner makes a real, no-obligation offer in days. No fees, no lock-in.
Get cash offer- No fees
- No lock-in
- Written indicative offer
- A funded buyer